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Know About
Credit Card
Before you apply, find out how likely you are to be accepted for a with our free, easy-to-use tool. Just so you know – your credit rating won’t be affected, and you’re not obliged to apply for a card afterwards.
Credit Card Features
There are so many great reasons to carry a Visa® credit card.
Star benefits
Cash back, extra miles, low rates, or upscale perks. Make doing the things you love even more rewarding.
Contactless payments
Every card has tap-to-pay, so checkout is faster—and safer. Whew.
Card controls
Protection feels good. Receive real-time alerts, set spending limits, lock or unlock your card with our mobile app.
Extra rewards
Our rewards cards let you earn Loyalty Bonuses when you have a Truist checking or savings account.
Earn unlimited rewards. You choose how.
Choose your way to max out your rewards—on groceries, gas, and a lot more.
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Eligibility to Apply
To apply for a Credit Card
- You will need to be minimum 18 years of age.
- For salary person net annual income of $25,000 or more
- Consider a credit score between $750 and $900 to be adequate for a Credit Card.
- Location is also another factor